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Indexation
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ZLATÝ KAPITÁL PLUS
HOUSING PLAN OF YOUR OWN
JUNIOR KAPITÁL PLUS
PROFIT KAPITÁL
PENSION PLAN ISTOTA
GROUP INSURANCE
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Indexation

Contractual arrangement on Indexation

• Indexation:
Ensures preservation of the real value of the insurance benefit. After the termination of client’s financial plan, he/she shall receive the same real value in money as he/she decided to gain when purchased.

Indexation is automatically available to clients without any medical examinations or additional information.

• The method for the preservation of the real value of insurance:
a) increase in the insured sum for the event of death of the insured
b) increase in insured sums of accident insurance and additional insurance

• The right to the policy arrangement of Indexation 
a) automatically by signing a Life Insurance Proposal
b) at the anniversary of the policy

• Right to reject the increased premium and insured sums
A policyholder shall be entitled to reject not more than two consecutive indexations. After rejecting more than two consecutive indexations, the right to join this programme shall be terminated. The insurance company can renew this right upon the receipt of proofs of qualification for insurance (health condition of the insured).