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Life Insurance
I want to take out a policy
ZLATÝ KAPITÁL PLUS
HOUSING PLAN OF YOUR OWN
JUNIOR KAPITÁL PLUS
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PENSION PLAN ISTOTA
GROUP INSURANCE
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Pension plan Istota

Basic capital life insurance covers only one insurance event - living up to the policy maturity.
It is only a  savings insurance with no risk coverage. During the term of this insurance, the capital increases in value and at the end of the insurance plan it is repaid to the client together with the profit. These financial means can be used like a pension supplement.

At the beginning of 2005 a law came into force making it possible to deduct up to SKK 12 000 per year from the tax base for life insurance provided that the conditions set in the law are met.

Advantage for clients:

saving finances are good pension supplements
insurance premium is paid with yield
ability of stable accumulation and appreciation of finances which are invested by client
finance secure for future
in case of death, insurance company returns money to client´s beneficiaries to date of death + yield up to this time
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